Working capital from $5,000 to $1,000,000 for established businesses generating real revenue. Approved fast, funded in as little as 24 hours. Real people who pick up the phone.
Best fit: 6+ months in business • $10K+ monthly revenue
"The bank said 90 days. We said done by tomorrow."
Enter your monthly revenue and desired amount to get a quick estimate before applying.
Estimate is not a guarantee of funding. All offers subject to underwriting review.
Every business has a different cash flow profile. We match you to the structure that fits — not the one that's easiest for us. Click any card to learn more.
We purchase a portion of your future credit card sales upfront. You get cash now, and repayment flexes automatically with your daily sales — slower days mean smaller payments.
Apply for This ProgramCapital based on your gross monthly revenue — no equity given up, no hard assets pledged. A clean advance against what your business already earns every month.
Apply for This ProgramCover payroll gaps, inventory spikes, overhead during growth, or any short-term cash need. Fast deployment, flexible repayment — designed to keep you running without disruption.
Apply for This ProgramStop waiting 30, 60, or 90 days for clients to pay. We unlock the cash sitting in your outstanding invoices so you have it today — not next quarter.
Apply for This ProgramAccess capital without pledging your home, equipment, or personal assets as security. Your balance sheet stays clean. Your personal life stays out of it.
Apply for This ProgramTell us about your business and we'll recommend the right program — honestly. We're not paid more for any one product, so we have no reason to steer you wrong.
Schedule a CallIf your business generates consistent monthly revenue and needs working capital, you are in the right place.
Capital for labor, materials, and payroll while waiting on project payments. Take on bigger jobs without cash flow holding you back.
For restaurants, cafes, food trucks, and hospitality operators that need quick working capital for equipment, inventory, and staffing.
For trucking companies and logistics operators managing fuel, repairs, payroll, and fleet growth. Capital that moves as fast as your business.
For stores and online sellers that need inventory, ad spend, or seasonal cash flow. Capital timed to your busiest periods.
For high-margin service businesses investing in equipment, staff, marketing, or expansion. Revenue-based capital that fits your billing cycles.
For established operators managing multiple locations, larger payroll, and bigger opportunities that require serious working capital.
We would rather tell you upfront than waste your time. Our funding is designed for businesses with consistent revenue — not every situation qualifies.
If your business has consistent monthly revenue, we can help you review realistic funding options.
Takes 60 seconds. No credit impact. A specialist calls you within one business hour.
Traditional lenders were built for a different era — not for the speed you operate at. Here's what we hear every day.
Your revenue is strong, your business is real, but the bank rejects you based on a credit score or how long you've been incorporated. That's not your full story — and it's not how we evaluate you.
A six-week approval process doesn't help you make payroll Friday or jump on a wholesale deal that expires Monday. We move at the speed your business actually runs — not the speed of a loan committee.
Seasonal slowdowns, rapid growth, and 60-day client payment terms can drain your account even when the business is healthy. One bad month shouldn't threaten the whole operation.
Why should your personal assets be on the line to fund business expenses? We provide unsecured capital — your home, your car, your savings stay out of it.
From first click to funded account. No branch visits. No weeks of waiting.
Fill out our short form — business name, phone, revenue range, and how much you need. That's it to start.
We look at 3–6 months of bank statements to understand your revenue. We care about cash flow, not just your credit score.
We present your options in plain language — factor rate, total payback, daily holdback. No surprises. You sign only when you're ready.
Capital hits your business account — often within one business day of submitting your application. Then you get back to running your business.
Your 60-second application is ready right now.
Start My Application →No credit impact • Free to apply • Same-day response
Most businesses only need three things. No mountains of paperwork, no branch visits, no weeks of back-and-forth.
No collateral. No hard credit pull.
No obligation until you sign.
Six commitments. Not marketing language — the principles behind every deal we work.
As an independent broker, we shop your deal across our full lender network to find the most competitive terms. We're not pushing one in-house product — we pick the best fit for your business.
We built our process to cut every unnecessary step. That's not a slogan — it's our standard. Most clients go from application to funded account in a single business day.
Your monthly cash flow tells a more honest story than a three-digit number. We prioritize what your business is actually doing right now — not a score that reflects what happened years ago.
Every deal is tailored to your specific revenue profile. Repayment flexes with how your business actually performs — not a rigid monthly obligation that ignores seasonal reality.
You get a dedicated specialist who knows your file inside out, from first call through funding. No call centers, no re-explaining your situation to someone new every time.
Factor rates, holdback percentages, and total cost of capital are laid out in plain English before you sign. If we can't explain it clearly, we don't offer it.
Real business owners. Real numbers. Every quote below is a funded deal.
From working capital to large-scale growth capital. These are the kinds of deals we work every day.
Used for payroll and materials while waiting on project payments from a $1.2M municipal contract.
Used for expansion, equipment upgrades, and operating cash flow during a second location buildout.
Used for fleet expenses, fuel, repairs, and payroll to handle a new regional distribution contract.
Used for inventory and advertising spend ahead of peak season — fully repaid within the same quarter.
Example funding scenarios. Actual approvals depend on business revenue, deposits, time in business, industry, and underwriting review. Not all businesses will qualify for similar amounts.
Straight answers. No hedging, no fine print buried in jargon.
Takes 60 seconds. No credit impact. A specialist contacts you within one business hour.
No hard credit pull • No obligation • Free to apply
Rush Vance Funding LLC is an independent ISO broker and is not a lender. All capital programs are provided by third-party funding partners and are subject to underwriting approval. Merchant Cash Advances are not loans — they constitute the purchase of future business receivables. Approval, funding amounts, factor rates, and holdback percentages vary by business profile and are determined solely by the funding partner's underwriting criteria. Submission of any form on this site does not constitute a commitment to fund. Pursuant to applicable commercial finance disclosure laws, specific cost disclosures will be provided prior to the execution of any funding agreement. Rush Vance Funding LLC is not responsible for the final terms, rates, or decisions made by funding partners.