Working capital from $5,000 to $1,000,000, often funded in as little as 24 hours. You talk to one person who knows your file, start to finish.
Three quick questions. No email needed. Your estimate shows up right here.
An estimate, not an offer. Every funding decision is made by the funding partner after review.
Every business runs on a different cash flow. We match you to the structure that fits you, not the one that is easiest for us.
A funding partner purchases a portion of your future sales up front, and remittances come out of a share of those sales. Where the agreement includes reconciliation, remittances can adjust when sales slow down.
Capital sized to your gross monthly revenue. No equity given up, no hard assets pledged. A clean advance against what your business already earns.
Payroll gaps, inventory spikes, overhead while you grow, a truck that died on a Tuesday. Quick to arrange, with remittances that flex with your sales.
Stop waiting 30, 60 or 90 days for clients to pay. Turn the cash sitting in your outstanding invoices into working capital today.
Capital without pledging your home, your equipment or your personal assets. Your balance sheet stays clean and your personal life stays out of it.
Tell us about your business and we will recommend the right program honestly. We are not paid more for any one product, so we have no reason to steer you wrong.
Takes about five minutes. No credit impact. A specialist calls you back, usually within one business hour.
Cash gaps happen to well-run companies. Here is what stepping in looks like.
Illustrative examples based on typical deals. Details changed to protect client privacy.
A two-bay shop with 11 years of steady revenue. The bank wanted six weeks and a personal guarantee on the house. The owner sent three months of bank statements on a Monday and had an offer reviewed with him in plain language by Tuesday afternoon.
A neighborhood restaurant with strong weekends and a slow January. The owner needed to bridge two payroll cycles without cutting staff hours. A revenue-based advance sized to his daily sales meant the payback eased through the slow weeks.
A one-van HVAC company turning away calls in June. She wanted a second truck and a technician on the road before July. The funding partner looked at her revenue trend, not the two-year-old credit issue, and she was hiring within the week.
Every funding decision is made by the funding partner after review. Timing depends on a complete application and the partner's process.
No branch visits. No weeks of waiting. A short application and three to six months of bank statements get you started.
Business name, phone, revenue range and how much you need. That is it to start.
Three to six months of bank statements tell us about your cash flow. That matters more to us than a credit score.
Your options in plain language: the factor rate (the multiplier that sets your total payback), the total payback and the daily or weekly holdback. You sign only when you are ready.
Often within one business day of a complete application. Then you get back to running your business.
Money from good people to good people. That is the whole idea.
As an independent broker we shop your file across a network of 30+ funding partners and bring you the best fit, not the one in-house product.
Your monthly cash flow tells a more honest story than a three-digit number from years ago.
One specialist knows your file. No call centers, no re-explaining your situation.
Factor rates, holdback and total cost of capital in plain language before you sign. If we cannot explain it clearly, we do not offer it.
"Two banks said no. Rush Vance called me back within the hour, explained everything clearly, and we had funds the next afternoon. No surprises, no runaround."
"December wipes out my cash every year. This time I was ready. Capital was in my account before the holiday rush and I had my best quarter in five years."
"I called on a Tuesday to lock in a bulk materials order before the price went up. Money was in the account Wednesday. That kind of speed actually makes a difference."
Individual experiences vary. Funding timing depends on a complete application and funding partner review.
No hedging, no fine print buried in jargon.
